Unbiased malpractice guidance for healthcare providers
Navigating coverage shouldn't feel confusing or high‑pressure. ETHOS Insurance Services gives you clear explanations, objective comparisons, and support from licensed advisors who put your needs first.
Clarity. Guidance. Protection.
- •Licensed, independent insurance professionals
- •Access to multiple A‑rated carriers
- •Specialty‑specific expertise
The ETHOS Difference
Choosing malpractice coverage shouldn't feel confusing or unclear. We give healthcare providers clear explanations, unbiased comparisons, and guidance rooted in specialty‑specific expertise — not carrier incentives.
• Unbiased recommendations across multiple A‑rated carriers
• Licensed advisors who understand clinical practice and risk
• Transparent explanations without jargon or pressure
• Support during job changes, contract transitions, and multi‑state practice
• A modern, provider‑first experience built around clarity and confidence
How ETHOS Guides You
Understand Your Risk
We learn your specialty and practice setting so you know exactly what protects you.
Compare Your Options
You receive unbiased recommendations across multiple A‑rated carriers.
Choose Coverage With Confidence
We walk you through the details so you feel clear and supported.
Who We Protect
Specialized coverage tailored to your medical specialty and practice setting
Physicians (All Specialties)
Comprehensive malpractice insurance for physicians across every specialty — including primary care, surgical specialties, OB/GYN, hospital-based medicine, and high-risk fields.
Advanced Practice Providers (NP, PA & CRNA)
Professional liability coverage for Nurse Practitioners, Physician Assistants, and CRNAs in independent, collaborative, and hospital-based roles.
Emergency & Urgent Care Providers
Malpractice insurance for emergency physicians, urgent care clinicians, and acute-care providers practicing in high-acuity, fast-paced environments.
Telemedicine Providers
Flexible malpractice coverage for telemedicine clinicians delivering care across multiple states and virtual platforms.
MSOs, Medical Organizations & Professional Societies
Professional liability and organizational coverage for management service organizations, medical associations, and professional societies.
Long-Term Care & Skilled Nursing Facilities
Professional liability solutions for long-term care, assisted living, and skilled nursing facilities with complex patient needs and elevated regulatory oversight.
Coverage Options
Choose the right protection plan for your medical practice and career stage
Claims-Made Coverage
Coverage for claims filed while your policy is active. Includes lower initial premiums, retroactive date protection, and eligibility for Tail Coverage.
Occurrence Coverage
Coverage for incidents that occur during the policy period, even if reported later. Provides lifetime protection with no tail coverage required.
Standalone Tail Coverage
Extended reporting protection after a Claims-Made policy ends. Ideal for retirement, career transitions, and claims reported after policy expiration.
Gap & Retro Repair Coverage
Corrects or fills gaps in your retroactive date when switching carriers or returning to practice. Restores continuous protection and helps prevent coverage breaks.
Moonlighting Coverage
Specialized protection for additional shifts, locum tenens work, or part-time roles outside your primary employment. Flexible limits for secondary clinical work.
Telemedicine Coverage
Professional liability coverage for virtual care across multiple states and platforms. Designed for remote and hybrid care models with evolving telehealth regulations.
Additional Practice Protection
Expanded protection options designed to safeguard your practice beyond standard malpractice insurance
Cyber Liability Coverage
Protection against data breaches, ransomware attacks, and HIPAA violations. Covers notification costs, legal expenses, and regulatory fines.
Workers' Compensation
Required coverage for employee injuries and illnesses. Protects your practice from workplace injury claims and ensures compliance with state regulations.
Business Owner's Policy
Comprehensive protection for your practice property, equipment, and general liability. Covers fire, theft, property damage, and third-party injuries.
Why Healthcare Professionals Choose ETHOS
Deep expertise in medical malpractice insurance
Specialized knowledge and years of experience protecting healthcare professionals across all practice settings.
Coverage tailored to your specialty and practice setting
Customized protection that reflects your unique risks, clinical responsibilities, and professional needs.
Access to A‑rated insurance carriers
Financial strength and reliability you can trust, with coverage from top-tier insurance providers.
Clear, transparent guidance from start to finish
Straightforward communication with no jargon or pressure, just honest advice you can understand.
Ready to Protect Your Practice?
Our experienced team will work with you to find the right coverage at competitive rates tailored to your specialty and practice needs.