Legal Center
The Legal Center provides clear, accessible information about how ETHOS Insurance Services operates online, how we protect your data, and how we meet regulatory expectations. We believe trust is earned through transparency, and this page brings together the policies that support that commitment.
Privacy Policy
ETHOS Insurance Services ("we," "our," or "us") is committed to protecting the privacy of individuals who visit our website, request quotes, or purchase professional liability insurance through our platform. This policy explains how we collect, use, disclose, and safeguard personal information.
We may collect information such as your name, contact details, professional credentials, practice information, and other data required to provide insurance quotes or services. We use this information to process requests, communicate with you, improve our services, and comply with legal or regulatory obligations.
We do not sell personal information. We may share information with insurance carriers, service providers, or regulatory authorities when necessary to provide services, fulfill legal requirements, or prevent fraud.
You may request access to, correction of, or deletion of your personal information by contacting us. We take reasonable steps to protect your data through administrative, technical, and physical safeguards.
Terms of Use
By accessing or using the ETHOS Insurance Services website, you agree to these Terms of Use. The content on this site is provided for general informational purposes and does not constitute legal, financial, or insurance advice. While we make reasonable efforts to ensure accuracy, we do not guarantee that all information is current or complete.
You agree not to misuse the website, interfere with its operation, or attempt to access restricted areas without authorization. All content, trademarks, and materials on this site are the property of ETHOS Insurance Services or its licensors and may not be reproduced without permission.
We are not liable for any damages arising from your use of the website, including reliance on information provided. These Terms are governed by the laws of the state in which ETHOS Insurance Services is domiciled.
Accessibility Statement
ETHOS Insurance Services is committed to providing a website experience that is accessible and inclusive for all users. We strive to meet or exceed the Web Content Accessibility Guidelines (WCAG) 2.1 and continuously work to improve usability across devices and assistive technologies.
If you experience difficulty accessing any part of our website or require information in an alternative format, please contact us at info@ethos-ins.com. We welcome feedback and will make reasonable efforts to address accessibility concerns promptly.
Insurance Disclaimer
The information provided on this website is for general informational purposes only and does not constitute legal, medical, or insurance advice. Coverage descriptions, examples, and pricing estimates are not guarantees of coverage and may vary by state, carrier, underwriting guidelines, and individual circumstances.
Submitting a quote request does not bind coverage. Coverage is not effective until approved by the underwriting carrier and all required documents and payments have been received.
ETHOS Insurance Services is not responsible for decisions made based on the information provided on this website. For advice specific to your situation, please consult a licensed insurance professional.
Licensing & Regulatory Information
ETHOS Insurance Services operates as a licensed insurance agency in the United States. We maintain all required state licenses to offer and sell professional liability insurance products. Licensing information, including state license numbers and authorized jurisdictions, is available upon request.
We comply with all applicable state insurance regulations, including producer licensing, appointment requirements, and consumer protection standards.
Producer Compensation Disclosure
ETHOS Insurance Services may receive compensation from insurance carriers for the sale and servicing of insurance policies. Compensation may include commissions or other forms of remuneration based on the products sold or the volume of business placed.
This compensation does not influence our commitment to providing clear, unbiased information or recommending coverage options that align with your needs. You may request additional information about compensation by contacting us.
Cookie Policy
Our website may use cookies and similar technologies to improve functionality, analyze website usage, and enhance your browsing experience. Cookies may collect information such as device type, browser type, pages visited, and interactions with our site.
You may adjust your browser settings to block or delete cookies; however, doing so may affect site functionality. By continuing to use our website, you consent to the use of cookies as described in this policy.
Contact Information
If you have questions about any policy in the Legal Center, or if you need assistance related to privacy, accessibility, or regulatory matters, please contact us at:
We are committed to responding promptly and providing clear, helpful information.