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Physicians

Comprehensive protection for medical doctors across all specialties

Specialized Coverage for Physicians

Physicians face some of the highest liability exposure in healthcare. Your malpractice insurance should match the level of precision, expertise, and responsibility you bring to patient care every day.

ETHOS Insurance Services provides specialized medical malpractice insurance for physicians across all specialties, including family medicine, internal medicine, pediatrics, cardiology, oncology, and more. Our policies are designed to safeguard your practice, your reputation, and your long‑term financial security.

Whether you're an independent physician, part of a group practice, or employed within a hospital system, we deliver coverage tailored to the unique risks of your specialty.

Coverage Designed Around Your Needs

  • Claims-Made and Occurrence policy options
  • Coverage limits from $1M/$3M to $10M+ aggregate
  • License defense and board investigation coverage
  • HIPAA and cyber liability endorsements
  • Defense cost coverage outside policy limits
  • Consent-to-settle clauses available
  • Tail coverage options for retirement
  • Multi-specialty practice discounts

Common Risks We Cover

  • Misdiagnosis or delayed diagnosis
  • Medication errors and prescription mistakes
  • Surgical complications and procedural errors
  • Failure to order appropriate tests
  • Inadequate patient monitoring
  • Communication failures with patients or staff
  • Electronic health record (EHR) errors
  • Informed consent issues

Get Your Customized Quote

Connect with our team for guidance and a personalized quote.