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Texas Medical Malpractice Insurance
Malpractice coverage for Texas physicians, nurse practitioners, PAs, and healthcare organizations, with guidance on choosing the right limits and policy type.
Malpractice Insurance in Texas
Texas is a large and competitive malpractice insurance market, with physician-owned carriers, national carriers, and specialty programs all writing coverage. Pricing varies by specialty and by region, from major metro areas like Houston, Dallas–Fort Worth, and San Antonio to smaller communities. We compare options across carriers so your limits and policy type fit how and where you practice.
What to Consider for Your Coverage
- Hospitals and employers commonly set minimum limits for privileges or credentialing, often $1 million per claim and $3 million aggregate. Check those requirements before choosing limits.
- Premiums for the same specialty can differ meaningfully between carriers, so comparing quotes is worthwhile.
- If you also see patients in other states, including through telehealth, make sure your policy covers each state where your patients are located.
Texas Malpractice Insurance FAQ
Many Texas physicians carry $1 million per claim and $3 million aggregate, and hospital or employer requirements often set the minimum. Your specialty, practice setting, and personal assets all factor into the right choice.
It depends on your specialty, where in Texas you practice, your limits, policy type, and claims history. A licensed advisor can compare quotes from carriers writing in Texas for your specialty.
Yes. If you have claims-made coverage, keep your retroactive date by having your new carrier provide prior acts coverage, or buy tail coverage from your current carrier. An advisor can coordinate the switch so there is no gap.
Coverage by Specialty
Get a Texas Malpractice Quote
A licensed advisor will compare coverage from carriers writing in Texas for your specialty.